Terms and Conditions

1. Acceptance of Terms

By accessing or using the Vong Nganthinh website or any associated services (the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service. Continued use of the Service following any updates constitutes acceptance of the revised Terms.

2. Eligibility

The Service is intended for use by individuals who are legally capable of entering into binding contracts under applicable law. By using the Service, you represent and warrant that you meet this requirement and that all information you provide is accurate and current.

3. Description of Service

Vong Nganthinh provides AI-driven analytical tools intended to support users in understanding and managing investment risk. The Service is designed for informational and educational purposes only and does not constitute financial advice, investment recommendations, or a solicitation to buy or sell any financial instrument.

4. No Financial Advice

Nothing presented through the Service should be construed as personalized investment, legal, or tax advice. Outputs generated by Vong Nganthinh's tools are based on models and data that may contain errors, omissions, or limitations, and should not be relied upon as the sole basis for any financial decision. You are solely responsible for evaluating the merits and risks associated with any investment decision you make.

5. User Accounts

Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

6. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting to gain unauthorized access to our systems, interfering with the normal operation of the Service, reverse-engineering any underlying software, or using the Service for unlawful purposes. We reserve the right to suspend or terminate access to any user found in violation of these conditions.

7. Subscription and Payment

Where applicable, access to premium features may require payment of a subscription fee. Fees, billing cycles, and cancellation terms will be presented at the time of purchase. All payments are non-refundable except where required by applicable law or explicitly stated otherwise.

8. Intellectual Property

All content, software, trademarks, and materials made available through the Service are the property of Vong Nganthinh or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of the Service without prior written consent.

9. Third-Party Data and Links

The Service may incorporate market data, references, or links to third-party sources. Vong Nganthinh does not control and is not responsible for the accuracy, completeness, or availability of any third-party content, and inclusion of such content does not imply endorsement.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Vong Nganthinh does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Vong Nganthinh, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or in connection with your use of the Service.

12. Indemnification

You agree to indemnify and hold harmless Vong Nganthinh and its representatives from any claims, damages, losses, or expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or the Service itself.

14. Changes to the Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. Material changes will be communicated through the Service or via other reasonable means. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Vong Nganthinh operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

If you have any questions regarding these Terms, please reach out through the contact channels listed on our Contact page.

This document is a general template provided for informational purposes and does not constitute legal advice. Vong Nganthinh recommends consulting a qualified legal professional to ensure compliance with applicable laws before relying on this content.